Hello and welcome to our latest newsletter, designed to keep you up-to-date and confident as you navigate the property market. At Pims, we know that securing a mortgage can often feel like tackling a tricky puzzle. That's why we’re dedicated to making the process straightforward, ensuring you feel supported at every turn.

In today's ever-changing market, finding the right mortgage deal can be daunting. With countless options and intricate terms, it's easy to feel overwhelmed. That's where we come in. At Pims, we take all the hassle away by finding you the most suitable deal for your situation and guiding you every step of the way. Whether you're a first-time buyer, looking to remortgage, or a seasoned property investor, our expertise and personalised approach are here to serve you.

We believe in building strong relationships, based on trust and clarity. Our aim is to demystify the mortgage process, providing clear, concise advice tailored to your individual needs. In this newsletter, we'll be sharing valuable insights, market updates, and practical tips to help you make informed decisions. We're here to ensure your mortgage experience is smooth, stress-free, and ultimately successful. Let Pims be your guide to opening the door to your dream home.

In the financial year 2023-2024, 20,634 new shared ownership properties were delivered to the marketplace. With the Government’s house building targets set at 300,000 new homes per year. Shared ownership could make a significant contribution to reaching this target.

Here is a brief synopsis of what Shared Ownership is:

If this is of interest to you, a family member or even friends, then please get in touch with us and we can advise on the best way forward.

The last couple of years have seen huge advancements in technology, and this shows little sign of slowing down. Although we all know the benefits of having everything at our fingertips, there are downsides to this too. Criminals are increasingly thinking about how they can use these advancements in technology to cause harm and make money.

According to research from Barclays, almost one in five consumers were scammed in 2024, and over a third know someone who fell victim. According to the research, the people surveyed said it was their parents or grandparents who were targeted. The research also showed that most scams started on social media platforms. What are the top tips to stay safe:-

Remember - If you are in any doubt or worried about anything, please get in touch with us and we can help.

Pims’ point of difference is its combination of expertise, experience and relationships together with its smart recruitment, high quality retention of colleagues and customers and its determination to always provide customers with a solution to their need.

Leeds Office:
Unit 6, The Courtyards,
Victoria Road, Leeds
LS14 2LB

Tel: 0113 320 6222
Email: enquiries@pimsltd.uk

PIMS (Leeds) Ltd | Registered in England No. 13289275 | Registered Address: 15 Amelia Stewart Lane, Leeds, LS15 8FS

Authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 979707 at fca.org.uk.

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service Exchange Tower, London, E14 9SR Tel: 0800 023 4567 or 0300 123 9 123 financial-ombudsman.org.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A LOAN OR MORTGAGE SECURED UPON IT.